Who We Work With
At Armstrong Wealth Management, we believe everyone deserves to have their money working as hard as they do. Whether you're planning for retirement, creating a meaningful legacy, or just looking to make smarter financial moves, we've got your back. No matter where you are on your financial journey, we're here to help you take the next step with confidence and clarity.
But let's be real—while we can help anyone (yes, even your aunt who thought buying every "limited edition" Beanie Baby was a solid retirement strategy), we do specialize in a couple of key areas where we truly shine:
- Approaching Retirement: You've put in the years of hard work, and now it's time to enjoy the fruits of that labor. We'll help you transition from the daily grind to your dream retirement, aiming to make sure you have the right plan to live off your savings and never have to check the stock market before breakfast.
- New Beneficiaries: Inherited some money? Well, congratulations! But now comes the hard part—figuring out how to make that money work for you. We'll help you navigate taxes, manage your newfound wealth, and strive to ensure it aligns with your long-term goals, so you can enjoy it with confidence.
Check out these four hypothetical examples of how we can help people just like you.
Who knows? You might see yourself in one of these stories.
YOUNG FAMILIES
Meet Sarah and Michael
Sarah and Michael, a couple in their late 20s, are excited about the future. Recently married, they have a baby on the way and are preparing for all the changes that come with it. They want to make sure they're financially prepared for the new chapter ahead, but right now, they're juggling student loans, a mortgage, and the desire to start saving for their future children's education. With so many goals on the horizon, Sarah and Michael want help defining what direction they should take, but also want to be in control of how they get there.
Their Goals:
- Develop a financial plan that includes future family expenses like childcare, healthcare, and education.
- Build a savings strategy for both short-term goals (like upgrading to a larger home) and long-term goals (like saving for college).
- Explore insurance options to protect their growing family from unexpected events.
Sarah and Michael are motivated to secure their future, but they want experienced advice on how to balance their current needs with the big dreams they have for the years ahead.
How We Help: At Armstrong Wealth Management, we know the importance of family. We're all about building a bright future for Sarah and Michael while having a bit of fun along the way! Through our Financial Planning service, we'll help them create a family financial plan that's as sound as their love. From budgeting for diapers to planning for family vacations, over 12 weeks we'll ensure they have a plan in place that they feel confident makes them prepared for the future. Our goal? To turn financial jargon into friendly chatter so Sarah and Michael can execute their plan the way they choose and focus on what's most important, family. And if down the road they decide they want more help, AWM is always there with additional planning support and Asset Management services available to fit their needs.
NEW BENEFICIARIES
Meet David
David, a 32-year-old family therapist, recently inherited $500,000 from his grandmother. While he's grateful for the unexpected financial boost, David feels a bit overwhelmed and uncertain about how to handle the money. Having never worked with a financial advisor before, he's unsure of the best way to make the most of his inheritance. David is tempted to try managing the money himself, but he realizes he could be missing out on tax-saving strategies, smarter investment options, and personalized advice that could help him manage his wealth more effectively. He wants to make sure he makes the right choices that will set him up for his financial future..
His Goals:
- Understand the tax implications of his inheritance and explore smart investment opportunities to grow his wealth.
- Create a budget and savings plan that will help position his financial future while aligning with his long-term goals.
David is excited about the opportunities this inheritance presents, but he knows by leaving the complexities of money management to an AWM professional, he'll free up his time and energy to keep focusing on his career, relationships, and other life priorities.
How We Help: At Armstrong Wealth Management, our goal is to help David navigate his newfound wealth like a pro—minus the stress! We will be his financial GPS with our Financial Planning and Asset Management services, guiding his through the twists and turns of budgeting, investing, and maybe even a sprinkle of philanthropic giving. After a thorough assessment of David's financial situation, we'll educate him on financial planning concepts and help him create a sustainable plan all while keeping things light and fun. Then we'll make recommendations for asset allocation, diversification, and tax loss harvesting. After all, managing money shouldn't feel like a math test; it should be a journey toward your dreams!
BUSINESS OWNERS
Meet Emily
Emily, a 45-year-old entrepreneur, owns a thriving boutique marketing agency in Lawrenceville that she's built from the ground up over the past decade. She's incredibly proud of what she's accomplished, but managing both her personal and business finances has become overwhelming. With plans to expand her agency and eventually retire, Emily knows she needs professional advice on how to align her financial goals with her business ambitions. She's also eager to make the most of the local opportunities in Pittsburgh to grow her business and secure her financial future.
Her Goals:
- Develop a financial strategy that keeps personal and business finances separate while maximizing tax efficiency.
- Create a succession plan to ensure her agency remains valuable and continues to thrive after she's ready to step back.
- Establish a retirement plan that aligns with her lifestyle goals and prepares her for the future she envisions.
Lisa is ready to take her business—and her personal finances—to the next level, but she needs guidance on how to manage it all and prepare for what comes next.
How We Help: At Armstrong Wealth Management, we'll partner with Emily to create a comprehensive financial plan that addresses her unique needs as a business owner. Our team will provide insights on tax strategies, investment opportunities, and succession planning, allowing Lisa to focus on growing her business while we help plan her financial future with our Financial Planning and Asset Management services.
FUTURE RETIREES
Meet John and Lisa
John and Lisa are in their 60s, they are looking forward to the day when they can finally retire after decades of hard work. They've been saving for years through their 401(k)s and IRAs, and now, with retirement on the horizon, they're ready to enjoy their golden years. They are confident in their ability to execute a plan however they don't want to spend their retirements learning investments, they're feeling uncertain about how to make the transition from earning a paycheck to relying on their savings. John wants to be sure they can continue living comfortably without the stress of running out of money. Healthcare costs are top of mind for Lisa, and they're unsure how to best plan for them.
Their Goals:
- Develop a strategy to withdraw money from their savings in a way that lasts through their retirement.
- Make the most of their Social Security benefits to maximize their income in the years ahead.
John and Lisa are ready to take control of their retirement, but they want seasoned help so they can make smart decisions and feel confident about the future.
How We Help: At Armstrong Wealth Management, we believe retirement should be as enjoyable as a long, lazy Sunday brunch. We'll roll up our sleeves and help John and Lisa create a Financial Plan, from budgeting to Social Security to healthcare expenses and long-term care needs. Asset Management is going to be key for John and Lisa and while our team is using rebalancing tactics and keeping to the fiduciary standard, they will be able to pursue a confident retirement. We'll be sure to check in with them quarterly because at AWM our goal is to make retirement not just a phase for our clients, but an ongoing fabulous adventure!
Note: The above case studies are hypothetical and do not involve actual Armstrong Wealth Management clients. Based on real-life examples, the names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments, services, or strategies may be appropriate for you, consult your financial advisor prior to investing.
Is This You?
Let's Chat About How We Can Tackle Your Financial Goals—No Pressure, Just a Friendly Conversation.