Financial Planning
Think of It Like a Financial Checkup
Just like going to the doctor for an annual checkup, your finances need the attention of a professional to stay healthy. Sure, you could try to make a plan on your own, but let's face it—you wouldn't try to perform surgery on yourself, right? At AWM, we assess your financial health, create a customized plan for your goals, and offer professional advice to keep you feeling good about your future.
Let's break this down in a way that makes sense for you, and really helps you feel in control of your financial future.
Here's how we'll approach your financial plan:
Step 1: Review
This is like checking your stats before the game. How's your team (your finances) looking right now? We'll review your income, debts, savings, and investments—just like a coach would study a player's performance on the field. You need to know where you stand before you can make the big play.
Step 2: Identify
Now we're setting your game plan. Are you trying to make it to the playoffs (retirement)? Or maybe you're gunning for a championship (buying your dream home)? These goals are your "end zones," and we need to get you there with purpose. The clearer we are about your goals, the better we can strategize your path to victory.
Step 3: Analyze
Next, we look at your current "game tape." Are you tackling your debt like a pro, or is that credit card balance hanging out like a lazy teammate? Are you scoring savings touchdowns, or is your retirement fund more like a penalty flag waiting to happen? We'll break down the plays to see what's working and what needs a little more practice.
Step 4: Create
Alright, time to get serious and call the plays. Think of this step like designing your perfect game strategy. We'll create a playbook that suits your goals, whether it's boosting savings, paying off debt, or scoring big with investments. And, just like a good coach, I'll make sure your strategies play to your strengths and fit your "team" (budget and lifestyle).
Step 5: Review
Before you hit the field, you need to be fully prepped, right? So, we'll review everything, go over the details, and make sure you understand each play. No surprises—just a sound plan where you know exactly what you're doing and why. Think of it like a pep talk before the big game.
Step 6: Implement
Now it's game time. We'll start implementing your strategies—whether that's setting up automatic savings, getting serious about paying off debt, or making smart investment moves. It's like stepping onto the field, ready to execute those plays we've practiced. No more sitting on the sidelines!
Step 7: Monitor
Things change—injuries happen, your lineup might shift, or the competition (aka life) might get tougher. So, we'll do regular check-ins, like a halftime review. We'll adjust the game plan if needed and make sure you're always on track to win. Just like a coach making in-game adjustments, we'll stay flexible and keep you heading toward your goals.
At the end of the day, it's all about getting that financial victory, and having some fun along the way. We've got your back—like the best coach who knows how to turn a good player into a great one!
All advisory services offered through LPL Financial.
Armstrong Financial Plan Only Package:
$1000-$1500*
- A personalized, comprehensive financial plan from a dedicated professional
- 2-3 check-ins with your AWM professional to make any necessary plan adjustments
- Unlimited email and phone call support for 12 weeks
*If you choose to have us manage your assets, you get 50% your financial plan!
ADD ON:
Quarterly Financial Planning Support Package:
$225/ Quarter
To continue receiving ongoing financial guidance, you can opt into our Quarterly Financial Planning Support package. This includes:
- Quarterly Check-Ins: Four calls a year with your AWM professional to review your financial situation and ensure that you remain on track toward your goals.
- Plan Update: An annual plan review to update your comprehensive financial plan for changes in circumstances, economic conditions, and income, gift, or estate tax law revisions.
- Unlimited Email Support: Reach out anytime for questions or guidance in between check-ins.
- Financial Planning Tool: 12 months of access to our financial planning application.
If you choose our Armstrong Financial Plan-only package, how you execute the plan is completely up to you—like being given a detailed workout routine and deciding if you're ready to tackle it on your own or take a nap instead. You decide if you want a little extra support to make sure you're still on track with ongoing guidance, and no matter what, you're the one in charge of how fast you sprint—or how leisurely you stroll.
But if you want to lean into growth potential, we've got you covered with the option to add Asset Management. Think of it like upgrading from a fitness tracker to a personal trainer who helps you stay on course, adjusts your form when needed, and does all the heavy lifting while you focus on enjoying the results.
Are you leaving your financial future to chance?
Let us help you make smart decisions with your hard-earned money. Reach out now to get started with a plan that makes sense for you!